Shared Appreciation Mortgage, Think About It

A shared appreciation mortgage is a mortgage in which the lender agrees to an interest rate lower than the prevailing market rate, in exchange for a share of the appreciated value of the collateral property. The share of the appreciated value is known as the contingent interest, which is determined and due at the sale of the property or at the termination of the mortgage.

In the real estate financing industry, a Shared Appreciation Mortgage (SAM) from Tident Mortgage can be used as an “Alternative Financing” option for real property investments of all sizes, rather than being confined to the terms and conditions imposed upon most investors by traditional banks.

The SAM, when used as an ‘Alternative Financing’ option, has a greater flexibility to be structured outside of the parameters imposed by a traditional banks terms and conditions when securing financing on investment real property. A benefit to a borrower in making use of a SAM would be to keep more of the borrowers own funds free to use in completion of a project.

 

Alison Sweeney

500 Old York Road
Rydal Square,Ste 200
Jenkintown, PA 19046

Phone:  215-517-6382

Fax:      215-517-6358

  

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