Protect your home with Insurance from Nationwide-Christopher Sniscak
October 6, 2008 by Kayleigh
It is the sincere desire for all of us to own a home. For most of us, owning a home or apartment represents a major investment cost. What if your home was damaged by a storm or your possessions were stolen? Are you ready? Purchasing insurance can protect you from such unpredictable losses. In the event of a loss, you are required to make a list of your personal property, including the original cost. Also, you should maintain receipts or pictures of your possessions and keep this information in a secure place, such as a safe deposit box or a fireproof box.
Over the last six years, there has been a steady increase in home insurance costs. According to the Insurance Information Institute, there is a projected increase of 2.5 percent from last year. This projected increase reflects higher prices for each of us.
Nationwide -Christopher Sniscak can save the most on home insurance costs because of the broad range of policy choices available. Your home can be insured under any of the following policies if you own the home and live there, and if no more than two families and two boarders live there:
- Broad coverage- This is a standard coverage insuring your personal property
- Special coverage- This is a slightly more coverage insuring the building and personal property
• Actual cash value- This is required for older homes, your property will be reconstructed to a livable condition with common building materials; the insurer will not pay for any replacement costs beyond the basic reconstruction.
Christopher Sniscak
14 W. Chestnut St.
West Chester, PA 19380
Phone: 610-696-5130
Fax: 610-696-5132
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If you rent don’t forget about Renter’s Insurance it brings peace of mind, especially if you ever have to make a claim. Do your homework and research renter’s insurance cost and coverage. You deserve the best insurance at the lowest price! Here’s a link for a good start to your research on Renter’s Insurance: Renter’s Insurance